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Technology Interaction Process

USER OPERATION LAYER

Connected wallet (such as ALEO Wallet)

Selection operation

Deposit Dinar tokens

Cast Dinar stablecoin

Repay a loan

Send the action request to the smart contract

SMART CONTRACT INTERACTION LAYER

Verify that the user's collateral is sufficient

Execute credit logic

Dynamic interest rate calculation

Distribution of pledge proceeds

ZK-SNARK PRIVACY LAYER

Generate privacy proof of user transactions

Verify transaction legitimacy

Protect user privacy information

ALEO BLOCKCHAIN LAYER

Record the results of smart con-tract operations

Decentralized storage of data

Verify transactions using a block-chain consensus mechanism

POS PLEDGE INTEGRATION LAYER

Users pledge Dinar tokens to POS nodes

Gain on pledge (10% for liquidity support)

Automatically distribute revenue through smart contracts